DEBT

Financial counselors can work with you to create a financial plan to meet your goals. Based on your individual situation, counselors can help you:

• Learn how to manage debt wisely
• Prioritize debt repayment
• Create a plan to pay off accounts with payday lenders, auto title loans, and pawn shops
• Review your credit report to identify current debt
• Send verification letters to confirm ownership of past debt
• Negotiate with creditors seeking payment for accounts in collection
• Create a plan to pay down debt
• Negotiate with lenders to prevent foreclosure
• Develop a plan to pay student loans
• Create steps to plan for wage garnishments
• Debt Services Flyer (.pdf)
• Debt Services Flyer - Spanish (.pdf)

Counselors can also provide referrals to other community resources to help meet any needs you may have.