CREDIT

Financial counselors can work with you to create a financial plan to meet your goals. Based on your individual situation, counselors can help you:

• Read your credit report
• Learn how to improve your credit
• Learn how good credit can help your financial future
• Review your credit report for accuracy
• Dispute any inaccuracies on your credit report with the credit bureaus
• Create a plan to pay down debt
• Negotiate with creditors seeking payment for accounts in collection
• Send ‘cease and desist’ letters to creditors that are harassing you
• Create a plan to address issues with identity theft
• Establish credit wisely if you do not have any credit history
• Credit Services Flyer (.pdf)
• Credit Services Flyer - Spanish (.pdf)

Counselors can also provide referrals to other community resources to help meet any needs you may have.